International Payments Advisory

Stop leaving money on the table
with your international payments

Whether you're running payroll across borders, operating a remittance business, or sending funds to global programmes — there's a smarter, cheaper way to do it.

$170B+ Annual payment volume
140+ Currencies supported
200+ Countries & territories
30,000+ Business customers

Pay your global workforce on time, every time

Running international payroll means juggling dozens of currencies, banking relationships, and cut-off times. Every failed or late payment damages employee trust — and your reputation as an employer.

  • Process thousands of payments in multiple currencies via a single file upload
  • Pre-validate employee banking details before payroll runs to eliminate failures
  • Integrate directly with your existing ERP or HCM system via API
  • Automated payment notifications so employees always know when to expect funds
  • Built-in AML, sanctions screening and GDPR-compliant data handling
  • Forward contracts to lock in rates and protect your payroll budget from FX swings

Speak to a specialist

Tell us about your requirements and we'll connect you with the right expert — no obligation.

    Your Name*

    Work Email*

    Company*

    Sector*

    Monthly Volume*

    Brief message (optional)

    Why payroll companies choose this solution
    Built for scale — from 50 employees to 50,000

    Single file, multiple currencies

    Upload one payroll file and distribute to employees in 140+ currencies simultaneously — no manual splitting.

    🔗

    ERP & HCM integration

    API-first architecture connects seamlessly with ADP, Workday, SAP and other leading platforms.

    🛡

    Rate certainty via forward contracts

    Lock exchange rates months ahead so your payroll costs are predictable — even when markets aren't.

    Bank validation before payday

    Pre-validate employee account details to eliminate failed payments and the support burden that follows.

    📊

    Full audit trail & reporting

    Real-time status on every payment with downloadable reports for your finance and compliance teams.

    🌍

    Local rails, global reach

    Payments routed via local clearing where available — faster, cheaper and fewer intermediary deductions.

    "Our clients have employees in all corners of the world, so it's critical that we can facilitate international payroll in as many currencies and to as many countries as possible — this platform delivers exactly that."
    International Payroll Operations Manager, Global Payroll Firm

    Ready to simplify your international payroll?

    Get a free, no obligation consultation to a specialist who works exclusively with payroll companies.

    FX liquidity built for money transfer operators

    Remittance and MTO businesses live and die on their FX rates, settlement speed, and compliance posture. Your bank isn't built for your volumes or your corridors — but a specialist B2B FX provider is.

    • Competitive FX pricing across 140+ currencies — not bank retail rates
    • Direct access to local clearing rails in key corridors for faster settlement
    • Multi-currency holding accounts — hold and deploy funds strategically
    • Full AML, sanctions screening and CTF compliance built in
    • API integration for straight-through processing into your platform
    • FX hedging tools including forwards and options to protect your margins

    Speak to a specialist

    Tell us about your requirements and we'll connect you with the right expert — no obligation.

      Your Name*

      Work Email*

      Company*

      Sector*

      Monthly Volume*

      Brief message (optional)

      Why MTOs and remittance businesses switch
      Better rates, better rails, better compliance — without the banking relationship headaches
      💱

      Non-bank FX pricing

      Access institutional-grade FX rates rather than the retail bank spreads that eat into your margins.

      🚀

      Local clearing in key corridors

      A global network of 50+ bank partners and 500+ accounts enables local settlement where it matters most.

      🏦

      Multi-currency accounts

      Hold balances in multiple currencies and time conversions strategically rather than converting on the fly.

      🔒

      Enterprise compliance stack

      Real-time and post-transactional AML, sanctions screening, and CTF monitoring built into every payment.

      ⚙️

      API-first integration

      Straight-through processing via a modern API — connect to your platform and automate the full payment flow.

      📈

      Hedging to protect margins

      Forward contracts and FX options let you lock in your spread and protect profitability as volumes scale.

      "Overall, managing FX risk is critical to the successful implementation of our strategy. Competitive pricing and a credit line mean we can hedge without tying up capital."
      Chief Operating Officer, Global Investment Firm

      Compare your current FX rates — for free

      Get an introduction to a specialist who works with remittance and MTO businesses every day.

      Every pound saved on FX is a pound back to your cause

      NGOs and charities often pay over the odds on international transfers — using banks that weren't designed for cross-border disbursements at scale. There's a better option that hundreds of NGOs already use.

      • Significantly lower transfer fees compared to high-street banks
      • Send funds to 200+ countries including challenging territories
      • Mobile wallet payments to 10+ countries where bank infrastructure is limited
      • Simplified platform — no complex software, no large IT team required
      • Full compliance built in — sanctions, AML and donor fund safeguarding
      • Dedicated account manager who understands the NGO sector

      Speak to a specialist

      Tell us about your requirements and we'll connect you with the right expert — no obligation.

        Your Name*

        Work Email*

        Company*

        Sector*

        Monthly Volume*

        Brief message (optional)

        Why hundreds of NGOs have switched
        Maximise the funds that reach your programmes — minimise what's lost to fees
        💰

        Lower fees, more impact

        Competitive FX pricing and reduced transfer fees mean more of each pound reaches the intended recipient.

        📱

        Mobile payments to remote regions

        Pay into mobile wallets in 10+ countries — critical for beneficiaries without traditional bank accounts.

        🧭

        Difficult corridors handled

        Access to 200+ countries and territories including markets where your bank says it can't help.

        🔍

        Full payment visibility

        Real-time tracking and comprehensive reporting for your board, auditors, and donor reporting requirements.

        🛡

        Compliance you can rely on

        Built-in sanctions screening, AML and CTF controls — essential for sending to high-risk regions safely.

        👤

        Dedicated NGO account manager

        A named specialist who understands the unique financial and compliance challenges of the sector.

        "Charities often require money transfers to isolated regions without traditional banking infrastructure. Getting this right — compliantly and cost-effectively — is where specialist expertise makes the real difference."
        International Payments Advisory

        Find out how much your charity could save

        A free, no obligation consultation to an NGO payments specialist — no obligation, no sales pressure.

        International student payments — simplified

        Universities, colleges, and independent schools collecting tuition from international students face a patchwork of currencies, compliance requirements, and reconciliation headaches. There's a dedicated solution built specifically for education.

        • Collect tuition fees in 100+ currencies via multiple payment methods
        • Competitive FX pricing — reduce the cost passed on to students and agents
        • Automated reconciliation integrated with your student records system
        • Compliant student refund processing with full audit trail
        • FX hedging for endowments, research grants, and international supplier payments
        • Dedicated education sector specialists — not a generic bank relationship

        Speak to a specialist

        Tell us about your requirements and we'll connect you with the right expert — no obligation.

          Your Name*

          Work Email*

          Company*

          Sector*

          Monthly Volume*

          Brief message (optional)

          Why leading institutions choose a specialist
          Purpose-built for education — not adapted from a generic business banking product
          🎓

          100+ currency collection

          Accept tuition payments from students in virtually any country via wire, card, and alternative payment methods.

          🔄

          Automated reconciliation

          Payments match automatically against student records — eliminating manual processing and reducing errors.

          💸

          Compliant refund processing

          Student refund workflows with full audit trail — critical for CMA compliance and visa refund obligations.

          📉

          Endowment & grant hedging

          Protect the value of international endowments, research grants, and overseas supplier contracts from FX volatility.

          🔐

          Cybersecurity & fraud prevention

          Enterprise-grade encryption, real-time monitoring, and fraud checks protecting both institution and student.

          🌐

          Agent network support

          Tools for managing education agent payments, commissions, and invoicing through a single platform.

          "From compliance to risk management and customer support — education institutions need a provider who understands the sector, not just the transaction."
          International Payments Advisory

          Ready to modernise your international tuition payments?

          Free introduction to an education payments specialist — no commitment required.