Experts in UK and European Fintech regulation.
Card Scheme Compliance
AML and Safeguaring Audits
AuthoriPay is the Fintech Express!
Startups
Payment Institutions
Emoney Firms
Deliverable FX
Escrow Services
Super Fast track Emoney licences
Taking a stake in an existing payment or emoney institution in Europe and beyond is something we see increasingly.
Ultra Fast track Emoney licences
We have built relationships that enable you to operate under someones licence and technology so you can be up and running much faster.
FastTrack Emoney and payment licences
We give you the assistance you need to confidently document and implement the necessary controls in a regulated sector.
WeChat and AliPay
Jump on board with the UK’s fastest growing payment methods
AML Audit
Has your bank requested that you conduct an audit to prove you are complying with AML or CTF regulations
Segregated bank accounts
Essential to your business and yet impossible to obtain? We have the network to get you a designated client account
Generating New Ideas Solving Big Problems
We rapidly assess your companies strengths and weaknesses and determine the most efficient solution to achieve your aims.
FCA licences approved
FCA licences declined
Average years of experience of our consultants
Cups Of Coffee
Open Banking
In August 2016, the UK Competition and Markets Authority (CMA) issued a ruling that required the nine-biggest UK banks – HSBC, Barclays, RBS, Santander, Bank of Ireland, Allied Irish Bank, Danske Bank, Lloyds and Nationwide – to allow licensed startups direct access to their data down to the level of account transactions. Open banking has led to a raft of new financial technology products and companies. READ MORE
Strong Customer Authentication (SCA)
Whilst most elements of PSD2 came into force in January 2018 Strong Customer Authentication will finally become mandatory on 14th March 2021. If you have concerns about the looming SCA deadline or the penalties for not being ready just get in touch with the experts. READ MORE
Deliverable FX
Authoripay can provide you with:
Advice on how to alter practices to ensure you fall outside the scope of MiFiD II
Assistance to become authorised under MiFID II
A signed opinion stating that we consider you to be exempt from MiFiD II requirements. READ MORE
Escrow Services
If you provide Escrow services you now need to be authorised by the FCA directly or become an agent of a willing to take on Escrow providers. To our knowledge AuthoriPay is the only Payment Institution willing to assist such firms.
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Some companies deal with only a handful of large Escrow transactions per year and for them in particular, our agent programme is an excellent opportunity to remain compliant without the rigours of a full FCA application and the ongoing reporting and fees.
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Get in touch
AuthoriPay Ltd, Milton Hall, Ely Road, Cambridge, CB24 6WZ.